Addressing 2026’s rising benefits costs

Board-ready deck for HR and finance leaders in the healthcare industry.

Graphic illustration of three stacks of coins

Benefits costs are rising fast

Here’s the deck your CFO actually wants to see.

Healthcare costs are spiking to a 14-year high, trending toward 8.5%. That's outpacing both wage growth and the razor-thin margins most healthcare organizations are already operating on. HR and finance leaders at hospitals, health systems, and provider groups are being asked to do the impossible: contain rising benefits spend, retain clinical and non-clinical talent in the tightest labor market in decades, and stay ahead of renewals without burning out the team.

Spoiler: doing nothing is the most expensive option.

That's why we built this deck. It's a board-ready and decision-ready toolkit built for healthcare HR and finance leaders, giving you the numbers, the tradeoffs, and the path forward. In 15 to 30 minutes, you'll walk your leadership team through the chaos and into clarity.

What’s inside

  • The 2026 reality check: Medical cost trends and the biggest drivers of spend, including GLP-1 utilization, specialty Rx, and high-cost gene and cancer therapies

  • Impact on your business: What rising costs mean for revenue, retention, and compliance

  • Strategic options: n-house, broker, or PEO, with cost, risk, and value trade-offs framed for healthcare operators

  • The recommendation: Why consolidation, automation, and data-informed plan design matter when every dollar competes with patient care

Why it matters

Because renewals are coming. Because CFOs hate surprises, and one high-cost claim can blow your stop-loss layer. Because in healthcare, "wait and see" doesn't just cost margin, it costs the clinicians you can't afford to lose.

See Rippling in action

See how Rippling can help you manage all your employee data and operations in one place, no matter your business’s size.